First Selectman Mike Tetreau announced today that FEMA has extended its deadline for Standard Flood Insurance Policy (SFIP) policyholders who were affected by Storm Sandy to send their complete proofs of loss with all documentation to fully support their claim to their insurers.
According to a memo issued by FEMA, the SFIP proof of loss requirements are set forth in Section VII, Paragraph (J)(4) of the Dwelling Form and the General Property Form and Section VIII, Paragraph (J)(4) Residential Condominium Building Association Policy Form. Bulletin W-12092a extended the amount of time required by the above SFIP sections for policyholders affected by Storm Sandy to send their proof of loss to their insurer from 60 days to one year from the date of loss.
Since National Flood Insurance Program (NFIP) policyholders may have encountered difficulties filing a timely proof of loss, FEMA is further extending the amount of time an insured must submit a complete, signed and sworn to proof of loss (with all documentation to fully support the claim attached) an additional six months. After this further extension, the total time allowed from the date of loss is now eighteen months. The authority for this waiver is found in Paragraph D of the General Conditions section of each SFIP and 44 C.F.R. section 61.13(D).
All provisions of Bulletin W-12092a shall apply. The terms apply only to flood damage caused by Storm Sandy with the dates of loss beginning Oct. 25, 2012 and ending Nov. 6, 2012.
FEMA stated, “We anticipate that this additional six month extension will enable policyholders to timely present their claims. FEMA will continue to monitor claim activity to determine whether further extensions may be warranted.”
First Selectman Tetreau said, “Residents who incurred losses from Storm Sandy are encouraged to submit claims as soon as possible. I would like to remind our residents that the Town’s Storm Sandy Relief Fund still has funding available to assist Fairfield residents affected by this Storm. Residents can call our Social Services Department at 256-3169 to apply.”
According to a memo issued by FEMA, the SFIP proof of loss requirements are set forth in Section VII, Paragraph (J)(4) of the Dwelling Form and the General Property Form and Section VIII, Paragraph (J)(4) Residential Condominium Building Association Policy Form. Bulletin W-12092a extended the amount of time required by the above SFIP sections for policyholders affected by Storm Sandy to send their proof of loss to their insurer from 60 days to one year from the date of loss.
Since National Flood Insurance Program (NFIP) policyholders may have encountered difficulties filing a timely proof of loss, FEMA is further extending the amount of time an insured must submit a complete, signed and sworn to proof of loss (with all documentation to fully support the claim attached) an additional six months. After this further extension, the total time allowed from the date of loss is now eighteen months. The authority for this waiver is found in Paragraph D of the General Conditions section of each SFIP and 44 C.F.R. section 61.13(D).
All provisions of Bulletin W-12092a shall apply. The terms apply only to flood damage caused by Storm Sandy with the dates of loss beginning Oct. 25, 2012 and ending Nov. 6, 2012.
FEMA stated, “We anticipate that this additional six month extension will enable policyholders to timely present their claims. FEMA will continue to monitor claim activity to determine whether further extensions may be warranted.”
First Selectman Tetreau said, “Residents who incurred losses from Storm Sandy are encouraged to submit claims as soon as possible. I would like to remind our residents that the Town’s Storm Sandy Relief Fund still has funding available to assist Fairfield residents affected by this Storm. Residents can call our Social Services Department at 256-3169 to apply.”
If we continue to build on flood plains, we can expect continued destruction. To stop this, we need to remove structures from flood plains or we need to better tend the uplands so that they can limit flooding.
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